Join the Fundkiss community

Fundkiss opens up a new world of opportunities for investors and SMEs, the backbone of the Mauritian economy. Be part of a financial revolution that is as rewarding for lenders as it is for borrowers.

Why Fundkiss

Contribute to a fair and equitable entrepreneurial ecosystem

Access a new asset class with solid earnings

Expand your network by joining the Fundkiss community

Avail our enterprise-grade infrastructure with around-the-clock operations

Our mission

Our mission is to empower Mauritian SMEs to grow by simplifying and democratising their access to finance, all while offering investors new investment opportunities.

With more than 138,550 SMEs in Mauritius, contributing to nearly 50% of job creation, small businesses lie at the heart of our economy. Our mission is to support their growth by allowing them to borrow directly from individual and institutional investors.

We believe that the lending experience for SMEs and investors should be fast, simple, and transparent.

So we built Fundkiss, an efficient link between businesses and investors.

Our story

We understand what it means to be an entrepreneur in Mauritius and have the limited financing options available to choose from to grow your business.

Our experience in the financial services industry showed us that SMEs in Mauritius did not have the access to the right financing solutions to support their growth aspirations. SMEs in Mauritius needed a simpler and more democratic alternative to traditional financing institutions.

So in 2019, we built one. Fundkiss is the first crowdlending platform in Mauritius that allowed SMEs to borrow directly from individual and institutional investors. This was made possible due to a Regulatory Sandbox License (RSL) from the Economic Development Board of Mauritius.

Since then, we have helped small and medium enterprises to grow their business while creating impactful investment opportunities for individual and institutional investors.

In April 2021, we were granted an official Peer-to-Peer Lending license from the Financial Services Commission (FSC) of Mauritius. We continue to make the experience of financing faster and easier for Mauritian SMEs while offering the best possible customer experience to our borrowers and investors.

Our mission is what motivates us every day. To be the trustworthy marketplace where we come together to transform SME financing, forever.

Our Board of Directors

Guillaume Hardy Chairman & Non-Executive Director

Guillaume worked for two years in London as a financial analyst from 1998 to 2000, before starting his career at PwC Mauritius as project coordinator. He subsequently moved to Barclays Bank Plc (now ABSA) as a personal banker in the Premier Banking department. Guillaume joined Automatic Systems Ltd (listed on the Stock Exchange of Mauritius) in September 2003 and was appointed General Manager in 2012 and Managing Director in 2014 until August 2020. He now acts as a Non-executive director. He holds a BA (Hons) in Business Administration from the South Bank University in London.

PAUL PERRIER Executive Director

Paul holds an MSc in Management from Kedge Business School (ESC Bordeaux). He started his professional journey at PwC Mauritius in the Deals department in 2010. Afterwards, in 2014, he worked in a Family Office specialized in retail, property, FMCG and logistics sectors across Mauritius and East Africa. In 2016, Paul launched Madora, a chain of Beauty store chain in Kenya. Paul is the co-founder of Fundkiss and its CEO since July 2019.

ASHRAF ESMAEL Independent Director

Ashraf Esmael is a seasoned banker and impact investment advisor with more than 20 years of experience in the asset finance, banking and fund management industry. His latest role as Chief Investment Officer of GroFin for the Middle East involved the management of SME impact funds and programmes for international investors and donors such as USAID, KfW, Soros Economic Development Fund and the Shell Foundation amongst others.

He also implemented the Dutch Government's Orange Corners Innovation Fund activities in Iraq, participated in the Aga Khan Foundation's Accelerate Prosperity Programme as coach/mentor to startups and managed a refugee focused entrepreneurship investment fund in Jordan.

Ashraf holds a Master in Business Administration from the University of Surrey and is an alumnus of the Oxford Said Business School. Ashraf is passionate about using his skills and experience to help entrepreneurs and businesses in emerging and frontier markets succeed. He is a regular speaker at industry events.

JULIEN ROUSSET Independent Director

After working in China for five years in the engineering field and then setting up a wholly foreign owned bank in Shanghai, Julien Rousset joined the sugarcane industry in Tanzania and Mauritius for four years heading several strategic developments on the African continent for different Mauritian groups. In these functions, he identified and structured new investments, participated to the restructuring of a major greenfield sugarcane and processing project, and developed a portfolio of power projects in East Africa.

In 2016, Julien joined Terra Mauricia Ltd to head its strategic development function. As a director of some of Terra's associates and a member of several management committees, he advises on the Group's projects' strategy formulation and is responsible for following existing investments and implementing new business developments.

Dilshaad Bundhun Non-Executive Director

Dilshaad joined the banking industry in 1997 with the Mauritius Commercial Bank (MCB). Whilst there, she gained ample experience in various roles before becoming a private banker in 2006 and developing the International Clients’ segment in a lead role, besides driving the HNW investors’ relationship team. After 18 years at the MCB, Mrs. Bundhun launched Strategia Wealth Management Ltd, capitalising on her experience in dealing with clients and investors from all over the world. She holds a BSc in Financial Services from the Buckingham University in the UK.

Didier Merle Non-Executive Director

Didier has served as the Head of Private Banking at the Mauritius Commercial Bank from 2009 to 2018. He was also the Managing Director at Cim Asset Management and before that, Portfolio & Wealth Manager at Dresdner Kleinwort Benson and Banque Transatlantique in Paris.

He is currently the CEO at Centurion, an asset management company he founded in 2019. He graduated from the Ecole Commerciale de la Chambre de Commerce et d’Industrie de Paris (ECCIP) and holds an MBA from Sorbonne-Dauphine of Paris.

Mark Van Beuningen Non-Executive Director

Mark van Beuningen is currently the Group CEO of Cim Financial Services Ltd, which has as its main subsidiaries Cim Finance in Mauritius and Cim Credit Kenya (trading as Aspira) in Kenya. Mark joined Cim Group in 2016 as the Managing Director of Cim Finance.

Prior to joining Cim, Mark was a Principal in the Boston Consulting Group’s Johannesburg office. Mark was a founding member of BGG’s Joburg office, having joined BCG in Sydney.

Prior experience included structured finance at Macquarie Bank in Sydney; as well as financial services assurance at KPMG in Cape Town, focused on asset management and life assurance.

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